WHEN LIFE INSURANCE DURATION DOES NOT MATCH THE PROTECTION IT IS MEANT TO PROVIDE By Sunday Okekwu Life insurance provides financial protection, but what happens when coverage expires before the financial responsibilities it was meant to protect have ended? This book examines temporal protection deficiency—the mismatch between the duration of life insurance coverage and the period during which protection is needed. It explores how insurance duration, household obligations, dependent children, and income-replacement needs affect financial security. Designed for insurance professionals, researchers, financial advisers, students, and readers interested in household finance, this book presents a framework for understanding why having life insurance is not enough; its duration must match the protection required.
